As regular as clockwork, the sunny months return and the major
motorbike manufacturers launch their new models. As each progresses in
the engineering stakes, the performance differences become marginal. It
therefore leaves riders with personal preference and cost as their key
decision making tools. So how does the new crop of litre superbikes
rank in terms of motorbike insurance premiums?
How The Litre Motorbikes Rank
With
a consistent customer profile, the average motorbike insurance quotes
from the UK market have ranked the 2009 motorbikes as follows:
Bike Make and Model (% difference compared to the top ranked bike)
MV Augusta F4 1000 R
Suzuki GSXR 1000 K9 (+5%)
Honda CBR 1000 RR Fireblade (+10%)
Yamaha YZF-R1 (+10%)
Aprilia RSV R Mille (+10%)
Kawaksaki ZX10R (+20%)
Ducati 1098 (+100%)
Benelli Tornado TRE 1130 (+110%)
All motorbike insurance (http://uk.insurancewide.com/insurance/motorbike/)
quotes are directly linked to the risk and the potential cost of a
claim. So the key factors which define each superbike insurance quote
are; the chances of a claim being made (risk of theft or accident) and
the potential cost (cost of the bike itself, the average cost of parts
for repair and so on).
These factors shine through in the
rankings! The European manufacturers are reknowned for more expensive
parts, higher dealership costs and poorer reliability. They’re also
more rare and very desireable for thieves. It appears the Ducati and
Benelli can’t hide from these factors in their insurance costs.
Perhaps
the surprise entity is the MV Augusta - possibly due to the lower sales
volumes and perhaps a more \"enthusiast\" ownership group. The main
Japanese models - the GSXR, CBR and R1 - are relatively similar for
insurance costs. But the ZX10R appears a poorer cousin in the insurance
stakes - perhaps paying for the slightly \"nuttier\" characteristic of
the older models.
The interesting thing to look out for is what
sort of discount (potentially based on less claims over a period of
time) the motorbike insurance companies may apply to the Honda CBR 1000
RR with their new ABS system as opposed to the same model without it.
The journalist reviews of the ABS system have been very positive and it
is even rumoured to become compulsory on all Honda sports bikes within
a matter of years.
About Insurancewide
Insurancewide, also known as Insurancewide.com Services Limited, is an online insurance comparison (http://uk.insurancewide.com/)
website offering insurance comparison tools that allow users to search
the market and procure the best insurance policies and quotes.
Insurancewide was launched in August 1999 as the first insurance comparison website on the internet.
Insurancewide is FSA regulated.
Contact:
Insurancewide.com Services Ltd
90 Long Acre
London
WC2E 9RA
Telephone Quotes: 0870 112 8245
Telephone Our Head Office: 0870 112 8239
Email Insurancewide: enquiries@insurancewide.com