In a very short while, you will not be turned away from affordable
health insurance because you have a pre-existing condition; in a short
while, you will have coverage that will not expire if you get cancer,
or heart disease, or epilepsy. When the new health care regulations go
into effect, you will not have a limit on care, because the new laws
regulating health insurance companies will change all that. That is the
good news, no matter what happens with the new Public Health Option, we
will not be refused health insurance from any company, so thank you Mr.
President.

Florida health insurance web, a free health insurance
consulting service, published a report covering the new regulation on
health insurance companies. You can read more about the report at www.FloridaHealthInsuranceWeb.com
. The free insurance service said, “Florida health insurance companies
will soon provide public health option that, (according to the
president) will eventually drive down costs and increase benefits. The
president is determined to have a public option included in his bill,
saying the addition of a public option is good for consumers.”

House
speaker Nancy Pelosi agrees with Obama, speaking at the Capitol about
health insurance said, “I think it is pretty clear, that we all want a
strong public option in the legislation.” “In the meantime, insurance
companies are pulling out all stoppers against the public option.”

The
House Speaker also questioned the morality of health insurance
companies that oppose a public health option. “It is somewhat immoral,
what they are doing…They are the villains in this. They have been doing
everything in their power to stop a public option from happening. They
can describe their arguments any way they want, but the fact is they
don’t want the competition.”

Currently a handful of insurers
dominate the health insurance market. That had lead to sky-rocking
premiums. Sen. Chuck Schumer (D) N.Y said, \"This is the starkest
evidence yet that the private health care insurance market is in bad
need of some healthy competition…A public health insurance option is
critical to ensure the greatest amount of choice possible for
consumers\" ---Health Correspondent – Zane Durant

EDITORIAL COMMENT FROM HEALTH INSURANCE CONSULTANT:

“President
Obama seems to be jumping around a little too much with his reform
ideas. It started out as comprehensive health care reform. In his
latest speech all he spoke to was \"health insurance\" reform.

I’m
starting to think that he realizes health care reform would be
impossible; so he is switching his efforts to the reform of health
insurance. Maybe he shouldn’t jump into this so quickly demanding such
drastic change.

I agree that something needs to be done, but it
is impossible at this point to mandate personal behavior modification.
70% of all medical claims in the United States are due to bad behavior
and could be considered preventable.

Our problem has been
growing since the introduction of the HMO (Health Maintenance
Organization). This model gave employees and individuals little or no
out of pocket for health care services. In return you needed to see
your primary care physician first where they would help in managing
your care or preventing unnecessary specialist visits.

Question:
What happens, when individuals have little or no out of pocket for
health care services? Utilization of insurance and medical claims will
rise dramatically. President Obama needs to realize that the major
problem with all of the plans that are being presented in congress will
increase utilization dramatically.

So, do you think higher
utilization of medical insurance will add an increase to health care
inflation? Common sense would tell us that would be true. Do we really
have the capacity of primary care in the United States to handle
another 47 million people going to their physician for various reasons?


Personal responsibility in the form of a government mandate
that states individuals must exercise daily and eat properly would be
one of the only ways to reduce health care costs. Will that ever
happen?

The notion to rationing care of individuals would be
the Governments alternative. We all need to take part in this process.
Obama should have a progressive plan that should be rolled out over
time. This aggressive approach of just buying all of the medical claims
for 47 million people doesn’t make much sense to me” – Morgan Moran,
Florida health insurance web (www.FloridaHealthInsuranceWeb.com).

www.FloridaHealthInsuranceWeb.com